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INSURANCE II September 25, 2009

Posted by sailingnightwatch in Durbeck, FL, Florida, ICW, Pensacola, Repairs, Restoration, Sailing, Sailing the ICW.
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Well, I did get my coverage back up by $9k to cover new gear. The drop in hull value goes with the economy…, I guess. At least that is what they say. When one looks at used boat prices, I can see where they are coming from, to a degree.

I then went looking for reductions in price. My dock lord has had his boat in the Chesapeake for the last 2 years. His rate is greatly reduced by being there. My coverage goes from Brownsville TX to Newfoundland. Well until the wife retires I doubt we will go further than New Orleans to Tampa. No help. Even if I cull out the Atlantic, no help. The only way to reduce rates is to gamble with your deductable. I did. The boat will probably sink at the dock. It is things like this that turn my hair white. And the wife complaining of my increase use of “Just For Men”.

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